![]() ![]() Add in the benefits of not being charged added fees for spending while abroad, as well as perks when you’re traveling internationally, and you have a great card to use on your next vacation outside of the US. In some cases, you’re thousands of miles away from home in unfamiliar territory, so having the backing of your credit card to ensure a safe and comfortable travel experience can go a long way. For one, when you’re traveling internationally, you’ll want additional protections. The criteria for determining the best international travel cards is different from the best credit cards for domestic travel. With the right credit card, you’ll not only receive a slew of protections, but you can also maximize your spending so you’ll earn enough points on vacation to cover your next jaunt abroad. Gone are the days when you needed to purchase travel insurance or worry about bringing enough cash to cover your expenses. Luckily, by having one of the best credit cards for international travel in your wallet, you can have some peace of mind knowing you’re protected. Traveling abroad can be exhilarating, fun and sometimes a little stressful. Enrollment may be required for select American Express benefits and offers. Terms apply to American Express benefits and offers. We may receive a commission through our affiliate partners if you apply and are approved for a product, but our reporting is always independent and objective. Exchange rates are based on the rates of the card organization and the issuing bank.Your CNN account Log in to your CNN accountĬNN Underscored reviews financial products based on their overall value. Transaction fees are waived for payments under 200 yuan (around $28), and any amount above that charges a 3% fee. On WeChat, spending limits per transaction, month and year for foreign visitors are 6,000 yuan (around $835), 50,000 yuan and 60,000 yuan, respectively. Visitors also can’t conduct money transfers, which is unsurprising given China’s stringent control of capital flows across borders. This feature was originally what drove WeChat’s early wave of mass adoption. Unfortunately, visitors won’t be able to try out the digitized Chinese hongbao custom, which involves sending or receiving digital versions of auspicious red envelopes filled with money. ![]() Foreign phone numbers can be used for receiving verification codes. To activate their WeChat wallets, foreign users will need to authenticate their identity by uploading their passports. WeChat’s announcement provides useful details on what the setup looks like. Given Alipay and WeChat Pay are literally ubiquitous in both China’s online and offline retail spheres, foreign visitors may now be able to hail a Didi car, ride the subway, rent a shared bike, buy fruit from a grocer, order food delivery and even shop online for myriad Chinese e-commerce goods. The development is thus a huge improvement in foreign visitors’ experience in China. While paying has become breezier for those living in China, finding places that accept cash is now a headache for foreign visitors, as the two payments giants have largely replaced cash from metropoles to villages despite the government’s efforts to warn merchants against rejecting cash. Previously, using WeChat Pay and Alipay in China required a local bank account, making it challenging for short-term visitors to use these payment methods. This week, China’s two dominant mobile payment solutions, WeChat Pay and Alipay, announced that foreign users can now pay at Chinese retailers by linking their foreign credit cards, including Visa, Mastercard and Discover. Great news for those traveling to China! You can finally enjoy the seamless, cashless payment experience that you may have heard about for years and avoid the awkward interaction of asking your local friends to pay and giving them paper money that they can’t spend anywhere.
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